IF you were dropping a mate off at a police station after his van had been seized you’d double check your own insurance details were legit − wouldn’t you?
This story is from down the road in the West Midlands Police area, but we thought it was too amusing not to share!
One Birmingham resident didn’t have the foresight to ensure his own vehicle details were correct − and ended up walking home after agreeing to do his mate a favour.
The duo visited Kings Heathpolice station on Wednesday to try and get a Mercedes van released that had been seized by officers eight-days earlier.
The driver of the van, who turned out not to be the owner, was a disqualified driver and was arrested.
The van was insured to another 26-year-old old man who attended the police station, but as he was not the registered keeper he was advised to attend the Post Office to update the vehicle’s records.
As he left the police station he was spotted getting into the passenger seat of his friend’s car. But this car also raised the suspicions of officers and front office staff.
Officers did a quick check on the Renault, and these suspicions were confirmed, as the insurance policy holder’s address was in Inverness − nearly 450 miles away!
“Insuring a vehicle to an address in a remote area such as Inverness, when you don’t live there, is a common tactic by insurance fraudsters,” said Sergeant Dan Rawlins.
“Your postcode and where you live is just one element of how insurance policies are calculated, so falsely claiming to live in a remote area where crime figures are lower can reduce premiums, but void your policy.
“Further enquiries revealed that a policy was taken out in December, but cancelled weeks later after a bemused Inverness resident who actually lived at the address had contact the insurance firm to say they had no knowledge of the car or its driver.
“So the car soon faced a similar fate to the Mercedes van, and both drivers faced a walk home.”
As part of Operation Piranha Sergeant Rawlins and his colleagues continue to crackdown on uninsured drivers: “The misplaced confidence of the man who thought nothing of driving an uninsured car to a police station may beggar belief, but it carries a serious message.
“Uninsured drivers cost law abiding motorists approximately £30 extra on their premiums each year. Those hit by uninsured drivers in collision not only face the inconvenience of having to organise insurance claims, but also lost no claims bonuses and higher premiums.”